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PH Innovate Group (PHIG) is a group of companies covering in-house insurance product development and distribution. The group includes a technology incubator, providing a platform to create an end-to-end insurance trading ecosystem, and achieve market-leading performance for its insurance partners.

PHIG has four operating companies employing 100+ staff, generating revenues over £6m a year, while expanding and feeding into the Fintech economy.

Spacebands are wearable devices that provide real-time vibration and noise exposure data from workers on construction sites; helping insurers reduce risk, prevent claims and improve underwriting decisions.

Forward-thinking insurers are moving from passive risk transfer to active risk management. Spacebands gives brokers, underwriters and claims teams real-time insight into workplace exposure risks so they can reduce losses before they occur.

We turn workplace safety data into fewer claims and stronger underwriting.