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VAARHAFT is a German trust-tech company helping insurers and government agencies worldwide verify the images and documents behind a claim, from manipulated damage photos to AI-generated invoices. Where other tools score files, we investigate cases.
We bring forensic-science standards to claims: every finding from our in-house models is explainable and reported in calibrated terms that survive expert scrutiny. An agentic triage layer reads all the evidence in a claim together, the way an experienced investigator would, and returns one clear verdict with recommended next steps, at a false positive rate of one percent. Where genuine material is needed, SafeCam lets the policyholder submit verified photos in under a minute: a camera web app with no download, no login, and no integration required.
Our models are red-teamed daily and retrained weekly to keep pace with new generative tools. A fast-growing base of more than ten insurers and financial institutions runs VAARHAFT in production.

Miss Moneypenny Technologies revolutionizes customer engagement with Wallet Studio, its flagship SaaS platform. Leveraging Apple Wallet and Google Wallet, it transforms static wallet cards into dynamic tools that dramatically enhance interactions for carriers, MGAs, and brokers, surpassing the capabilities of traditional tools. Digital policy cards created with Wallet Studio streamline claims processing, reduce operational costs, and simplify customer interactions. Miss Moneypenny Technologies drives digital innovation in financial services, ensuring companies remain at the forefront of customer-centric engagement.

The InsurTech Werft (InsurTech Shipyard) is a think & work tank for digital insurance solutions. The initiative is aimed at medium-sized insurers, large distributors, InsurTechs and consulting firms. The focus is on getting to know exciting start-ups and technology partners and their use cases, which can be used to improve the core processes of insurers and distributors and further develop the insurance business model. More than 130 start-ups and technology companies from Germany and abroad have presented their solutions at the InsurTech Werf (InsurTech Shipyard) over the past 7 years.